Based on the averages, San Diego drivers can expect to pay more than the national average of $1,895 per year for a full coverage policy. However, the city’s rates are comparable to the average cost of $2,416 per year for a full coverage car insurance policy in California. The cost of car insurance can vary dramatically based on your unique situation. But on average, San Diego drivers pay $46 monthly for a car insurance policy that includes state minimum coverage levels. For example, the average cost of a full coverage policy is $194 per month. Progressive ranks first in San Diego by offering a strong mix of coverage options and customer service.

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